Damn the IRS

Last year, we didn't go to H&R Block to file our taxes. That'll teach us! We went to another tax preparer (like idiots). They told us what the refund would be and said it was approved by the IRS (low life scums that they are). We collected the immediate return of two thirds of the refund. A month later, some bank that I never heard of started calling and mailing me, saying that we owed them the entire ammount of the refund. I knew nothing of this bank and called the tax preparers. They said they'd never heard of them either and we should just ignore it because it must be some sort of a scam.

This year, we returned to H&R Block and filed. We were assured that our refund would be deposited by March 28th. That date came and went with no refund. I called them a few weeks ago and they assured me that the refund should be coming "any day."

Today, April 21, 2008, I got online and checked with the IRS. According to their records, the money was deposited on March 28th. The site suggested that I should contact my bank. I did. They didn't know what I was talking about. Said I should call the IRS.

After three attempts (during which the IRS hung up on me instead of connecting me to a live person) I called H&R Block and asked them what was going on. The very nice lady called me back in a few minutes and told me that the "bank" that had given us the refund last year had taken our refund this year and was billing us several hundred dollars more. If we don't pay them what we don't owe them, we'll never see another refund... ever... because the make-believe debt will continue to grow until three days after hell freezes over!

I called my lawyer and am waiting to see what he has to say. I'd like to sue the S.O.B.'s!!!!

Have I mentioned recently that I HATE THE FROGGING IRS?

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Posted By: S.L. - Category: No Category

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4 Comments. [ Add A Comment ]

Comment by Jim Stillman

April 21st 2008 22:14

You and I agree on so little, perhaps my observations will be rejected. During the past several years, I have been employed by Jackson-Hewitt Tax Services, as a Tax Preparer and then as an Office Manager. If it was J-H who messed you up, oops!

H & R Block, Liberty, Jackson-Hewitt all use up-to-date software and do their best to train and regulate Preparers. Sometimes, hopefully not regularly, someone messes up. It seems that you applied for and received one of the varieties of Refund Anticipation Loans; while the actual refund wouldn’t be sent out by IRS for a couple of weeks, a bank makes a loan in the sum of the anticipated refund, and gets a fee/finance charge for the duration of the loan – usually 2 or 3 weeks.

Don’t waste or direct your ire against IRS; that agency is blameless. Go to the corporate office of the Tax Service that did your return. It sounds like the anticipated refund wasn’t paid by IRS, either because of an error in computation, an offset or something else. If the error was that of the preparation company, they should make things right. Since the bank didn’t get paid from the refund, it has a right to get the difference from you. I’ll bet you agreed to this in writing.

Anyway, as I said, in spite of our differences, I wish you well.

Comment by S.L. Bradish

April 21st 2008 22:34

Thank you, Jim. I'll have to find the number of last years' preparers. It's somewhere in a drawer... I hope. Since I made this post, I have been told that HSBC is the one who has claimed our money for the supposed debt of last year (that the preparers denied knowing about at the time). About an hour after H&R Block told me about HSBC, I got an email from HSBC Insurance, offering me life insurance. I remember that the bank that demanded money last year was in Maryland and HSBC doesn't ring a bell at all. I'm quite sure that wasn't the name. The HSBC Ins. is based in Calif. Should this be creeping me out? It is...